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Tuesday 15 September 2009

Obama Seeks Support For Health Care Bill

President Barack Obama tried to gain support for local health legislation in the evening on July 22 as Congress struggled to find agreement on a historic improvement. He vowed to reject any measure "primarily funded through tax middle class families."

Obama defended the decision to set a deadline for mid-summer the House and Senate to act. "I'm in a hurry because I get letters every day from families who were clobbered by the health care costs, and they asked me to help," he said.

According to Obama, In addition to helping millions of people who lack coverage, health care legislation is central to the ultimate objective of rebuilding the economy stronger than before the recession that began more than a year ago.

Medicare and Medicaid is government health care programs for the elderly and poor. If health care is not reformed, premiums and out-of-pocket costs will continue to skyrocket.



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Humana Health Care Assist Victims Of The Summer Heat Bills Avoid Huge Hospital

No one plans for emergency health care, they just happen, and when they do happen you want to have health insurance company that will be there to help you through difficult times. Not only health emergencies can take a toll on individuals who suffer, but they also can take a toll on family and friends of the victims.

So not only the victims suffer, but can affect many others as well which is one of the main reasons why it is so important to have health insurance from companies such as Humana Health Care. If you have coverage from companies such as Humana Health Care will remain a serious emergency, but the financial pain and worrying about how the emergency will be paid to be avoided. This not only helps victims cope with an emergency injury or illness that they suffer, but also will help reduce the doubts that may arise as a result of injury or illness.

As the months roll on the summer there are a lot of injuries and illnesses that can be generated from the heat and hot weather affecting much of the United States, and a lot of injuries and illnesses that require serious medical treatment or at least a trip to the hospital . Without health insurance coverage this trip to the doctor's office or hospital can cost more than $ 1,000 and can destroy you financially.

Do not take the opportunity to pay thousands of dollars from your pocket for something with your health insurance may pay less than $ 100. One of the most common diseases in the summer that happens that can eventually cost you a dime pretty in the emergency room are the things associated with people who do not take enough fluids during the summer.



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Rising Cost Of Health Care vs. Personal Responsibility

Many of us now realize that obesity is a major risk factor for some of the nation's most complex and costly chronic conditions such as heart disease and diabetes. Human costs are staggering.

As the nation looks to control health care costs, there is no agenda to be able to ignore the urgent issues to fight obesity in America. After smoking, which causes about 400,000 deaths annually, a condition associated with weight loss is the second leading cause of death in the U.S., which resulted in some 300,000 deaths each year could be prevented. A surprising 84% of health claims is a direct result of lifestyle choices are bad (such as smoking, diet, drug abuse).

What's worse, the dramatic new statistics show that obesity has increased at record levels during the last ten years rose from 25 percent of adults in 1980 to 34 percent today. As a result, approximately 58 million American adults, or more than a third of the adult population are overweight dangerous. This high incidence of obesity, especially pronounced in minority populations, especially among women, and is rampant among low-income ethnic populations.

Obesity is also a serious health problem for the nation's children, too. Since 1980 has been 42% increase in obesity levels. One in five teenagers are now considered overweight significantly. What makes this leap in obesity is particularly worrying that the excess weight in children associated with premature cardiovascular disease and Type II diabetes.


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Wednesday 9 September 2009

Points to Remember While Choosing A Health Care Plan

When choosing a health care plan you must keep certain things in mind. Some important points are as follows:

Individual health insurance, simply stated, is an agreement between you and the insurance company, which aimed to protect you against financial constraints on the basis of a medical emergency. One relevant question that you need to ask yourself is, what factors should be analyzed before deciding on individual health insurance policy?

It's a fact that the medical sciences and prevention have made rapid progress in the world today. Even so, it would be prudent to arm yourself with the best individual health insurance to protect themselves against unexpected illness. Indeed, America's best health insurance companies compete with one another in putting together some of the most imaginative individual health insurance policies designed to address medical contingency. If you are not working, or working alone, an individual health insurance policy is the right choice.

Consult with your insurance company if you can have an individual health insurance policy belonging to the group policy. You may be paying more but would be more advantageous terms than if you had to buy their own individual health insurance policy. If you are married, find out if your employer is willing to partner to include you in group policy. If you leave without a choice, it is wise to purchase individual health insurance policy. Although insurance may be limited and a high level, you still will ensure protection for yourself or your family to financial problems if you are suddenly confronted with a serious illness or medical emergency.

Find a good health insurance professional to help you with the best individual health insurance policy that offers the best value for money. You have many choices when choosing individual health insurance plans - The PPO Plan or Preferred Provider Organization, plan or Health Maintenance Organization HMO, HDHP or high deductible health insurance and HAS or High Quality Health Savings Plan deductible.



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Stop The Obama Healthcare Plan

Obama in the press today - like the slick, snake oil salesman trying to ram this tax monster, bill of health in the throat America - and what would you do? It is important that you IMMEDIATELY on the phone and call a Senator and Vice directly and told them to vote "NO" on this health bill. If this is passed you will be taxed to death and is packed with so much pork and waste - corruption is confusing thoughts.

Obama's health care bill was drastically changed the way the American economy operates and bankrupted this nation. If this plan went into great wealth REDISTRIBUTION - as Obama told Joe the Plumber he was going to do. Obama wants to take money from people who have it and spread around to those who do not have it.

This is NOT America - this is NOT the American way - his version is misleading the country over in Russia or Venezuela - not here in America. Obama wants to take money and give it to someone else. He wants you and me to pay for health insurance for people who can not afford it. So not only can YOU buy health insurance for yourself - but Obama thinks that because you are so lucky to be "rich" - you have to pay for others health insurance, too! Are not you lucky! (and their mortgages)

American taxpayers - pick up the phone and call Senator and Representative today! This is not something that can wait. This is not a drill. This is the real thing! Obama wants to remove the private business and capitalism - apply rinsing 200 + years of American history right down the toilet.



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Health-Care Plan Fact Check

WASHINGTON – President Barack Obama used only-in-Washington accounting Wednesday when he promised to overhaul the nation's health care system without adding "one dime" to the deficit. By conventional arithmetic, Democratic plans would drive up the deficit by billions of dollars.

The president's speech to Congress contained a variety of oversimplifications and omissions in laying out what he wants to do about health insurance. A look at some of Obama's claims and how they square with the facts or the fuller story:

OBAMA: "I will not sign a plan that adds one dime to our deficits either now or in the future. Period."

THE FACTS: Though there's no final plan yet, the White House and congressional Democrats already have shown they're ready to skirt the no-new-deficits pledge.

House Democrats offered a bill that the Congressional Budget Office said would add $220 billion to the deficit over 10 years. But Democrats and Obama administration officials claimed the bill actually was deficit-neutral. They said they simply didn't have to count $245 billion of it — the cost of adjusting Medicare reimbursement rates so physicians don't face big annual pay cuts.

Their reasoning was that they already had decided to exempt this "doc fix" from congressional rules that require new programs to be paid for. In other words, it doesn't have to be paid for because they decided it doesn't have to be paid for. The administration also said that since Obama already had included the doctor payment in his 10-year budget proposal, it didn't have to be counted again.

That aside, the long-term prognosis for costs of the health care legislation has not been good.

CBO Director Douglas Elmendorf had this to say in July: "We do not see the sort of fundamental changes that would be necessary to reduce the trajectory of federal health spending by a significant amount."

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OBAMA: "Nothing in this plan will require you or your employer to change the coverage or the doctor you have."

THE FACTS: That's correct, as far as it goes. But neither can the plan guarantee that people can keep their current coverage. Employers sponsor coverage for most families, and they'd be free to change their health plans in ways that workers may not like, or drop insurance altogether. The Congressional Budget Office analyzed the health care bill written by House Democrats and said that by 2016 some 3 million people who now have employer-based care would lose it because their employers would decide to stop offering it.

In the past Obama repeatedly said, "If you like your health care plan, you'll be able to keep your health care plan, period." Now he's stopping short of that unconditional guarantee by saying nothing in the plan "requires" any change.

OBAMA: "The reforms I'm proposing would not apply to those who are here illegally." One congressman, South Carolina Republican Joe Wilson, shouted "You lie!" from his seat in the House chamber when Obama made this assertion. Wilson later apologized.

THE FACTS: The facts back up Obama. The House version of the health care bill explicitly prohibits spending any federal money to help illegal immigrants get health care coverage. Illegal immigrants could buy private health insurance, as many do now, but wouldn't get tax subsidies to help them. Still, Republicans say there are not sufficient citizenship verification requirements to ensure illegal immigrants are excluded from benefits they are not due.

OBAMA
: "Don't pay attention to those scary stories about how your benefits will be cut. ... That will never happen on my watch. I will protect Medicare."

THE FACTS: Obama and congressional Democrats want to pay for their health care plans in part by reducing Medicare payments to providers by more than $500 billion over 10 years. The cuts would largely hit hospitals and Medicare Advantage, the part of the Medicare program operated through private insurance companies.

Although wasteful spending in Medicare is widely acknowledged, many experts believe some seniors almost certainly would see reduced benefits from the cuts. That's particularly true for the 25 percent of Medicare users covered through Medicare Advantage. Supporters contend that providers could absorb the cuts by improving how they operate and wouldn't have to reduce benefits or pass along costs. But there's certainly no guarantee they wouldn't.

OBAMA: Requiring insurance companies to cover preventive care like mammograms and colonoscopies "makes sense, it saves money, and it saves lives."

THE FACTS: Studies have shown that much preventive care — particularly tests like the ones Obama mentions — actually costs money instead of saving it. That's because detecting acute diseases like breast cancer in their early stages involves testing many people who would never end up developing the disease. The costs of a large number of tests, even if they're relatively cheap, will outweigh the costs of caring for the minority of people who would have ended up getting sick without the testing.

The Congressional Budget Office wrote in August: "The evidence suggests that for most preventive services, expanded utilization leads to higher, not lower, medical spending overall."

That doesn't mean preventive care doesn't make sense or save lives. It just doesn't save money.

OBAMA: "If you lose your job or change your job, you will be able to get coverage. If you strike out on your own and start a small business, you will be able to get coverage."

THE FACTS: It's not just a matter of being able to get coverage. Most people would have to get coverage under the law, if his plan is adopted.

In his speech, Obama endorsed mandatory coverage for individuals, an approach he did not embrace as a candidate.

He proposed during the campaign — as he does now — that larger businesses be required to offer insurance to workers or else pay into a fund. But he rejected the idea of requiring individuals to obtain insurance. He said people would get insurance without being forced to do so by the law, if coverage were made affordable. And he repeatedly criticized his Democratic primary rival, Hillary Rodham Clinton, for proposing to mandate coverage.

"To force people to get health insurance, you've got to have a very harsh penalty," he said in a February 2008 debate. Now, he says, "individuals will be required to carry basic health insurance — just as most states require you to carry auto insurance." He proposes a hardship waiver, exempting from the requirement those who cannot afford coverage despite increased federal aid.

OBAMA: "There are now more than 30 million American citizens who cannot get coverage."

THE FACTS: Obama time and again has referred to the number of uninsured as 46 million, a figure based on year-old Census data. The new number is based on an analysis by the Kaiser Commission on Medicaid and the Uninsured, which concluded that about two-thirds of Americans without insurance are poor or near poor. "These individuals are less likely to be offered employer-sponsored coverage or to be able to afford to purchase their own coverage," the report said. By using the new figure, Obama avoids criticism that he is including individuals, particularly healthy young people, who choose not to obtain health insurance.



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Wednesday 2 September 2009

Social phobia - Do You Want to Know About the Causes or Origin of Social Phobia?

Social phobia can develop for various reasons. Disorders begin in childhood or young adulthood and may grow slowly over time degrees. While this phobia often show up at a young age, can stay with someone for years or decades and can snowball into bigger problems.

Some of the reasons that phobias occur include:

1. In some people, developed a phobia of long-term history of shyness or social inhibition.

2. In the other young people, it plants the situation changes, such as moving to a new school. For adults, this state change may be a change in employment, promotion, a job of public speaking or even a new relationship.

3. Many people experience a sudden onset of social phobia, especially after the embarrassing or frightening experience.

Social phobia is caused by a combination of environmental factors and physical. As with panic disorder, a natural temperament may be an important factor in determining why they develop panic attacks and phobias while others do not.

If as a child, your behaviors are blocked, you are more likely to develop an anxiety disorder in adulthood. You can recognize behavior reflects inhibition by your experiences as a child or ask people who know you as a child.

Behavior you are looking for include nervous moving, crying, and general irritability, followed by withdrawing and seeking comfort from strangers when faced with a new person or situation.



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Social phobia, Brain, and Self-perception

Scientists have found that people who suffer from social phobia respond differently to negative comments about themselves, than others. What features of this phobia is the fear and avoid social situations, and fear of negative votes by others, the authors say. This is without doubt the most common anxiety disorders in the general population.

If you have a social phobia also have a higher risk for depression and other forms of self-destructive behavior. We need others to feel good. We need a social network to function properly as a human being.

Research has shown that people with phobias tend to have increased emotional responsiveness to social interaction. The study is published in the Archives of General Psychiatry (Oct 2008) was performed using brain imaging technology, also known as MRI.

How this Study Was Made

This study was conducted with fMRI brain scan.

First, they scan the brains of 17 individuals of social phobia but no drugs. And then they compared the same number of control subjects the same age, sex and IQ, but who do not have a social phobia.

Brain scans taken when the test subjects to read the various statements - positive, negative or neutral. "You're beautiful", may be examples of positive statements. "You look like hell" - negative. "You are human" - neutral. The statement could refer either to himself or others, such as "She's beautiful".



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